Wellness Wallet Benefit

Eligible items by plan can be found here:

2025 Eligible Items and Services List [PDF]

 

2026 Eligible Items and Services List [PDF]

No. Gym and golf membership fees are only reimbursable for the current year (up to the Wellness Wallet limit). Membership fees are not reimbursable for dates of service that extend into the next year.

No. However, depending on your plan, we cover many classes, fees, or memberships for reimbursement under your Generations Advantage plan's Wellness Wallet benefit. See your individual plan page for your yearly reimbursement amount and eligible items/services.

You can purchase equipment from any licensed retail establishment. We will not approve reimbursement for fitness equipment that has been purchased from a nonretail source (example: yard sale or Craigslist, etc.). Safety is important and we want to ensure there is no risk of injury from noncertified equipment. If you seek to save on the costs or prefer to purchase second-hand equipment, there are several retailers—such as Play-It-Again Sports—that offer used equipment that has been checked for proper function and safety.

Spouses can split family gym memberships or shared equipment. Members cannot split "single use" items or equipment. (For example, a bike can be shared, but an Apple Watch cannot. A treadmill can be shared, but pair of skis cannot.)

Each spouse must complete their own Wellness Wallet Reimbursement Request form, including the member’s information (name, member ID number, and date of birth), and half the amount requested for reimbursement. When submitting a Wellness Wallet Reimbursement Request form, the purchase would be divided in half and applied to each member's Wellness Wallet balance, unless otherwise indicated by dollar amounts written on the form.

Split reimbursement requests must be done with the Wellness Wallet Reimbursement Request Form for the year of purchase , and submitted by mail. Split reimbursement requests cannot be submitted online.

If you place an order for an item, but payment is not taken until a later date, the date you placed the order is considered the date of purchase as long as your receipt shows the date you placed the order. For example, if you place an order for an item on 12/31 but payment is not taken from your account until 1/1, your purchase date would be considered 12/31 provided that your receipt lists the 12/31 order date.

You can use credit card points or a gift card to purchase an item as long as the receipt shows the cash value of the item.

The proof of payment must indicate what was bought, how much it cost, and how it was paid for. This can be in the form of an itemized register receipt, bill stamped “paid”, or paid statement. Cancelled checks, credit card bills, and bank statements can also be used, but they must show detail relating to the item purchased. We do not accept invoices, order/pick up confirmations, or shipping statements with no proof of payment. It is okay for you to use a gift card or gift certificate as the payment method, as long as the receipt indicates the payment method.

No. At this time only items specified in the Wellness Wallet list of covered items qualify for reimbursement. Eligible items change from year to year, so be sure you are referencing the list for the year of the purchase.

Yes! Under your Wellness Wallet benefit, the cost of taxes, shipping, delivery, and assembly can be reimbursed.

Members receive their notification of Wellness Wallet reimbursement determination on their Explanation of Benefits documents within 30 days after the reimbursement claim is processed. Declined reasons will be listed on the Explanation of Benefits.

Wellness Wallet reimbursement requests must be received by the plan no later than 120 days following the date of purchase.

Here are some tips to ensure the smoothest reimbursement experience:

- Make sure your purchase is on the list of items/services eligible for reimbursement in the year of the purchase.

For mailed-in requests:

- Use the year-specific PDF form only and complete all sections. Use the form for the year in which the purchase was made.

- Mail form and copy of receipt/proof of payment to:

Martin’s Point Generations Advantage
Claims Department
P.O. Box 3003
Fargo, ND 58108

For mailed-in and online requests:

- Itemized receipts and proof of payment documents (copies only) must be enclosed with mailed requests or uploaded with online requests. They must show what was purchased, how much it cost, how you paid for it, and the date it was purchased.

Yes! Even if you join the plan mid-year, you are eligible to receive up to your Generations Advantage plan's entire Wellness Wallet amount for that particular plan year. Dates of purchase for services or items must be within the dates you are actually enrolled in the current plan year in order to be reimbursed under that year's Wellness Wallet benefit (for example: if you enrolled in a Generations Advantage plan on September 1, items/services you purchased prior to September 1 are not eligible).