Skip to main content

On Demand Care

Know your options.

When you need medical care quickly, it's good to know you have a wide range of quality options to choose from, depending on how severe your condition or injury may be. If you feel your condition is life-threatening, the emergency room is always the right choice.


Choose the on-demand health service that is right for your situation:

Primary Care Provider

Use for general, non-urgent health needs or chronic health conditions.

Learn More

24-Hour Nurse Line

Use for general health guidance or advice on where to seek care.

Learn More

Telehealth Services

Use for specific health needs occurring outside of normal office hours.

Learn More

Urgent Care Clinic

Use to obtain prompt care for a non-life-threatening condition or injury.

Learn More

Emergency Room (ER)

Use to obtain immediate care for a life-threatening condition or injury.

Learn More

Mental Health

Use for immediate support and guidance relating to mental health challenges.

Learn More



Primary Care Provider (PCP)

Your PCP is your main point of contact for your health care needs.

star iconUse for the following: 

Flu symptoms, earaches, migraines, low-grade fever, sore throat, minor sprains, back pain, minor cuts or burns, chronic conditions, etc.

star iconCost: Office visit copay

star iconAvailability: Regular office hours

star iconWait time: Check with your provider for scheduling

Find Your Primary Care Provider

To schedule an office visit with your current PCP, please contact their office directly. You can find provider contact and office hour information in the Generations Advantage Provider Directory:

Provider Directory Search

 

For specific office visit copay information, please refer to your plan's Evidence of Coverage document.



24-Hour Nurse Line

The 24-Hour Nurse Line provides guidance on what type of care you should seek for a specific symptom, illness, or injury.


star iconUse for the following: 

General health questions or advice, guidance on where to go for care in non-urgent situations, discussion care options, etc.

star iconCost: No cost

star iconAvailability: 24/7 from your home or any location

star iconWait time: ASAP / On-demand

Call the 24-Hour Nurse Line

To reach the our 24-Hour Nurse Line, tap to call the number below:

1-800-530-1021

 

A trained nurse will be available to answer questions and guide you on the level of care your current condition requires. Nurses can be reached at any time of day or night.



Telehealth Services

Telehealth services connect you to a board-certified doctor at any time (24/7/365) for health care needs outside of normal office hours.


star iconUse for the following: 

Respiratory infections, cold/flu symptoms, stress or anxiety, skin infections or rashes, depression, minor cuts, allergies, etc.

star iconCost: No cost

star iconAvailability: 24/7 from your home or any location

star iconWait time: ASAP / On-demand

Access Telehealth Services

Doctors on Demand by Included Health administers telehealth services for our plan members and their covered dependents.

Telehealth providers can assist with illnesses or injuries, including sending any necessary prescriptions to your local pharmacy.

Get Started | Download the Telehealth mobile app to any smartphone, tablet, or computer to access this service and connect with a doctor from any location.

Telehealth Mobile App


Urgent Care Clinic

Visit an Urgent Care Clinic for non-life-threatening conditions requiring prompt attention that can't be addressed by your PCP.


star iconUse for the following: 

Bone breaks or fractures, sprains, stitches, dizziness, sudden illness, infections, high blood pressure, foreign object removal, back pain, bug or animal bites, high fever, etc.

star iconCost: Higher cost (varies by facility)

star iconAvailability: Often offers extended hours

star iconWait time: Generally has shorter wait times than an ER

Find Your Local Urgent Care Clinic

Urgent care centers typically operate beyond your PCP's regular office hours and are often less expensive than an Emergency Room. Most urgent care clinics are open seven days a week, often outside of normal business hours.

Your plan covers urgent care services worldwide, even if the facility is not in-network.

To find your local urgent care clinic, use the search tool below:

Find an Urgent Care Clinic



Emergency Room (ER)

For symptoms of a heart attack, stroke, or other serious medical emergency, please call 911 immediately.

The Emergency Room (ER) is the best choice when you are in need of immediate or advanced care for limb- or life-threatening conditions or injuries.


star iconUse for the following: 

Sudden severe pain, trouble breathing or talking, injuries from a major accident, stroke or heart attack symptoms (see below), displaced bone break or fracture, uncontrolled bleeding, serious injuries to the head or eyes, etc.

star iconCost: Highest cost (varies by facility and treatment needed)

star iconAvailability: 24/7/365

star iconWait time: Depends on condition; typically has longer wait times

Seeking Care at an Emergency Room (ER)

It is important to identify the location of your closest ER facility so you will know where to go during a life-threatening event. All hospital ERs are open 24 hours every day. Unlike urgent care clinics, ERs offer access to specialists and are equipped for advanced treatment options.

Admittance time at an ER is dependent on the severity of your condition or injury. The average wait time for non-emergencies is approximately 90-120 minutes.

After an ER visit, it is recommended that you schedule prompt follow-up care with your PCP. This will allow your PCP to monitor your condition or injury and discuss any additional steps that should be taken. 

Symptoms of a heart attack include:
  • Chest pain or tightness
  • Pain in arms, neck, jaw, or shoulder
  • Difficulty breathing or shortness of breath
  • Extreme weakness or fatigue
  • Persistent, severe heartburn
Symptoms of a stroke include:
  • Sudden numbness or weakness, especially on one side of the body
  • Sudden confusion, trouble speaking or understanding
  • Sudden trouble seeing in one or both eyes
  • Sudden severe headache


Mental Health

For urgent mental health needs or crisis assistance, contact the Suicide & Crisis Lifeline by calling988 or texting HOME to741741.

Mental health assistance is available 24/7/365 for individuals needing support or for concerned loved ones seeking guidance.


star iconUse for the following: 

Depression, suicidal thoughts, panic disorders, anxiety, post-traumatic stress disorder (PTSD), behavioral health issues, drug or alcohol use, anger issues, grief and loss, stress, self-injury, family support, etc.

star iconCost: Free

star iconAvailability: Resources are available 24/7 or by appointment

star iconWait time: ASAP / On-demand


For additional information and resources, see our dedicated Mental Health page.

Access Mental Health Resources

National Suicide Prevention Lifeline

Call 1-800-273-8255  |  988Lifeline.org

Text 988 Maine  |  HeretoHelpMaine.com


Maine Crisis Hotline and Suicide Prevention Program

Call 1-888-568-1112  |  Maine.gov/suicide/


National Alliance on Mental Illness (NAMI) - Maine

Call 1-800-464-5767  |  NamiMaine.org/



Need help? We're here for you.

Whether you’re exploring plan options or already a Generations Advantage member, our team is ready to help.

Prospective Members: Call us at 1-800-961-4572 (TTY: 711)
Current Members: Call Member Services at 1-866-544-7504 (TTY: 711)